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Latest News

2024 Federal Budget Highlights

On April 16, 2024, Canada's Deputy Prime Minister and Finance Minister, Chrystia Freeland, presented the federal budget. While there are no changes to federal personal or corporate tax rates, the budget introduces: • An increase in the portion of capital gains subject to tax, rising from 50% to 66.67%, starting June 25, 2024. However, individual gains up to $250,000 annually will retain the 50% rate. • The lifetime exemption limit for capital gains has been raised to $1.25 million. Additionally, a new one-third inclusion rate is set for up to $2 million in capital gains for entrepreneurs. • The budget confirms the alternative minimum tax changes planned for January 1, 2024 but lessens their impact on charitable contributions. • This year's budget emphasizes making housing more affordable. It provides incentives for building rental properties specifically designed for long-term tenants. • Introduces new support measures to aid people buying their first homes. • Costs for specific patents and tech equipment and software can now be written off immediately. • Canada carbon rebate for small business

Tax tips to know before filing your 2023 income tax

Unlock the secrets to maximizing your 2023 tax returns with our essential guide. From the new Advanced Canada Workers Benefit to crucial deductions for families, ensure you're not leaving money on the table this tax season.

Saskatchewan’s 2024 Budget Highlights

Saskatchewan's 2024 budget introduces key financial changes, including a delayed small business tax increase and enhanced incentives for tech startups and clean energy. Discover how these updates can impact you.

Client Appreciation

“When my husband passed away she helped me get my finances in order”

Skye Planning, specifically Tracy Duff, has been our financial planner for years now.  She helped my husband and I when we were experiencing financial difficulties, and when my husband passed away she helped me get my finances in order so my kids and I could live comfortably without any financial stress.  She is always available when I need her, I wouldn’t go to anyone else.

“Do yourself a favor” 

I’ve entrusted Tracy and Skye Planning Group with my plans and financial goals for a few years now. She has been straight forward and honest right from the start. I can honestly say, I’ve never been disappointed with the results. The Skye Planning Group is friendly and welcoming.  Do yourself a favor…

“Solutions based on your needs & financial goals”

Tracy gives everyone she works with an honest financial evaluation.  No matter what your financial situation is she will have solutions based on your needs and financial goals.  I recommend Tracy to my family and friends knowing they are in good hands.

“Make complicated products/processes simple & transparent”

Tracy is a very knowledgeable financial planner who can make complicated products/processes simple and transparent. Her warm and patient disposition make our visits all the better. She has a dedicated staff who are always available to deliver prompt, effective service.

“We have full faith & confidence”

We have worked with Tracy for many years. We have always trusted her with our financial planning. With her expertise and advice, we have always done very well and continue to do so. We have full faith and confidence in her and her abilities as our financial planner.

On top of her game & works tirelessly on behalf of her clients”

We started dealing with Tracy after hearing many glowing reports about her from my parents. Tracy is passionate about her career as a financial advisor. She is always on top of her game and works tirelessly on behalf of her clients. Tracy takes the time to thoroughly explain our portfolio in terms that even I can understand. She is as excited as we are about our results and we trust her implicitly. Tracy is a consummate professional who is always kind, sincere and it she is an absolute pleasure to work with.

“She has become an important person in our lives”

As a couple with two young children we felt that even though we had steady incomes we were just not getting ahead financially. We needed guidance from someone with specific skills in the areas of financial planning and investing. Tracy immediately made us feel at ease. She explained our options in easy to understand language and put together a financial plan that fit our budget and addressed our short and long-term goals. We have been working with Tracy for several years and have seen our money and confidence grow. We love that she is passionate about supporting our long term financial goals but she also focuses on the importance of enjoying our money. She has become an important person in our lives. We respect, trust and admire Tracy.