{"id":5883,"date":"2018-07-25T12:33:59","date_gmt":"2018-07-25T20:33:59","guid":{"rendered":"https:\/\/skyeplanning.com\/?page_id=5883"},"modified":"2019-01-17T03:19:20","modified_gmt":"2019-01-17T11:19:20","slug":"retirement-planning","status":"publish","type":"page","link":"https:\/\/skyeplanning.com\/retirement-planning\/","title":{"rendered":"Retirement Planning"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jqq9i1xn-575d7dd9db0a8f011145a3e205d9a287\">\n.avia-section.av-jqq9i1xn-575d7dd9db0a8f011145a3e205d9a287 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/skyeplanning.com\/wp-content\/uploads\/2019\/01\/grandparents_large.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='title-bar-section'  class='avia-section av-jqq9i1xn-575d7dd9db0a8f011145a3e205d9a287 main_color avia-section-huge avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  av-parallax-section avia-bg-style-parallax  container_wrap sidebar_right'  data-section-bg-repeat='no-repeat'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-5883'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1troc4-d77e2c2e6e91032c0e0a8d8a6bc2889d\">\n.flex_column.av-1troc4-d77e2c2e6e91032c0e0a8d8a6bc2889d{\nborder-radius:0px 0px 0px 0px;\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-1troc4-d77e2c2e6e91032c0e0a8d8a6bc2889d av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding '   ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-245f49d755a6534ef17485e8cf53ace7\">\n#top .av-special-heading.av-av_heading-245f49d755a6534ef17485e8cf53ace7{\nmargin:0px 0px 0px 0px;\npadding-bottom:0px;\ncolor:#000000;\nfont-size:35px;\n}\n.av-special-heading.av-av_heading-245f49d755a6534ef17485e8cf53ace7 .special-heading-inner-border{\nborder-color:#000000;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-245f49d755a6534ef17485e8cf53ace7 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Retirement Planning<\/h3><div class='special-heading-border'><div class='special-heading-inner-border'><\/div><\/div><\/div><\/div><\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-jr0i8oib-fb61e47cab0a116fbc777800151e8c52 main_color avia-section-small avia-no-border-styling  avia-builder-el-3  el_after_av_section  el_before_av_textblock  avia-bg-style-scroll  container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-5883'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3i56qr-0dc7229ada0c2f42fbe0f69b444871e2\">\n.flex_column.av-3i56qr-0dc7229ada0c2f42fbe0f69b444871e2{\nborder-radius:0px 0px 0px 0px;\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-3i56qr-0dc7229ada0c2f42fbe0f69b444871e2 av_one_full  avia-builder-el-4  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding '   ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jr0iullj-c084d3bd74f764f491af16aa972a2a55\">\n#top .av-special-heading.av-jr0iullj-c084d3bd74f764f491af16aa972a2a55{\nmargin:15px 0px 15px 0px;\npadding-bottom:0px;\nfont-size:30px;\n}\n<\/style>\n<div  class='av-special-heading av-jr0iullj-c084d3bd74f764f491af16aa972a2a55 av-special-heading-h3 blockquote modern-quote modern-centered  avia-builder-el-5  avia-builder-el-no-sibling  av-inherit-size '><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Retirement Planning<\/h3><div class='special-heading-border'><div class='special-heading-inner-border'><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_2'  class='main_color av_default_container_wrap container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-5883'><div class='entry-content-wrapper clearfix'><\/p>\n<section  class='av_textblock_section av-a9n0b-b4a6fdb97807e9fde6079b560b58bb40 '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock '  itemprop=\"text\" ><p>Most of us understand the benefits of sensible retirement planning but when it comes to actually creating your personal retirement strategy and putting it into effect it doesn\u2019t feel quite as straightforward. The reality is that, while there are lots of variables to consider, it isn\u2019t as difficult to create an effective plan for retirement as you may think.<\/p>\n<p>Firstly, let\u2019s consider the merits of a retirement plan. Firstly, the plan will aid you in the setting of clear goals for your retirement such as the age that you want to finish work and what you want your retirement to look like in terms of lifestyle. Secondly, it will help you to establish how much you need to save now to have a retirement that meets your objectives. Thirdly, a plan will allow you to choose your investment options wisely.<\/p>\n<p>How you know how much you need to save is a common question. This depends on three factors:<\/p>\n<ul>\n<li>Your age. It makes sense that, starting to save for retirement when you are younger means that you need to save less money than if you start later in live.<\/li>\n<li>Benefits available to you. There are a range of federal governmental benefits that you might be eligible for, such as the Canada Pension Plan or Old Age Security.Your lifestyle.<\/li>\n<li>Your personal plans for your retirement will inevitably affect how much you need to save to fund it.<\/li>\n<\/ul>\n<p>If you haven\u2019t started saving for your retirement yet, or have less in your retirement savings plan than you would like, take a look at our top tips to accelerate your savings.<\/p>\n<ul>\n<li>Make the most of RRSPs and TFSAs to minimize your tax bill and make your money grow faster.<\/li>\n<li>Take advantage of any pensions or savings plans that your workplace offers as the contributions that your employer makes can add extra value to your fund.<\/li>\n<li>Think about putting spare money into your retirement fund.<\/li>\n<li>Look at your spending habits to identify opportunities to cut back outgoings and save more.<\/li>\n<\/ul>\n<p>Taking steps to create an effective retirement plan is a decision that will pay off as you approach later life, giving you the opportunity to have the savings for the retirement that you deserve. Talk to us, we can help.<\/p>\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0},"_links":{"self":[{"href":"https:\/\/skyeplanning.com\/wp-json\/wp\/v2\/pages\/5883"}],"collection":[{"href":"https:\/\/skyeplanning.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/skyeplanning.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/skyeplanning.com\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/skyeplanning.com\/wp-json\/wp\/v2\/comments?post=5883"}],"version-history":[{"count":5,"href":"https:\/\/skyeplanning.com\/wp-json\/wp\/v2\/pages\/5883\/revisions"}],"predecessor-version":[{"id":7609,"href":"https:\/\/skyeplanning.com\/wp-json\/wp\/v2\/pages\/5883\/revisions\/7609"}],"wp:attachment":[{"href":"https:\/\/skyeplanning.com\/wp-json\/wp\/v2\/media?parent=5883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}